Benevolent Fund

Benevolent Fund/Last Respect

This fund provides for members a shoulder to lean on in times of misfortunes, especially in meeting funeral expenses for contributor and their immediate family members’ i.e. Spouse, children, father, mother and in-laws as declared by the member.

We want to thank you for attending our second Annual General meeting that took place on Monday 26th April, 2021 virtually.

During the AGM, members unanimously adopted the benevolent fund policy, thereby establishing the benevolent fund that is designed to protect supply chain practitioners and their families against life’s uncertainties and misfortunes (death).

This fund will help members to meet funeral expenses for the contributor and family member.

We have the following six options where one can choose from:


The premiums and benefits stand as below:

Members Option 1 Option 2 Option 3 Option 4 Option 5 Option 6
Principal 50,000 100,000 200,000 300,000 400,000 500,000
Spouse 50,000 100,000 200,000 300,000 400,000 500,000
Children(Max 4) 50,000 100,000 100,000 150,000 200,000 200,000
Parents(Max2) 50,000 100,000 200,000 300,000 400,000 500,000
Parents in law(max2) 50,000 100,000 200,000 300,000 400,000 500,000
siblings 50,000 100,000 100,000 150,000 200,000 200,000
Annual Premium 1,800 3,000 6,000 8,400 10,200 13,200
Monthly premium 150 250 500 700 850 1,100
Additional child/siblings 200 350 350 500 650 650


    1. Maximum of six claims per year
    2. Siblings are treated as additional child. Provide proof of sibling being financially dependent on the contributor.
    3. The cover is 24 hours’ world-wide basis except members permanently outside Kenya
    4. Payment is done either monthly or annually.

In the event of a principal’s demise, the policy remains active with the spouse, principals Father, mother, Father in-law, mother in law, child as principal members in that order as long as the policy is active.


MEMBER Minimum entry age Maximum entry age Cover cease age
Principal 18 years old 70 years NO Cease age
Spouse 18 years old 70 years NO Cease age
Children(Max4) 14 days old 24 years 25 years
Parents(Max2) 18 years old 80 years NO Cease age
Parents in law(Max2) 18 years old 80 years NO Cease age


Waiting period is 60 days for natural death and no waiting period for accidental deaths.


    1. Fill the benevolent fund application form
    2. Attach the mandatory documents: ID copy or birth certificate
    3. Pay non-refundable registration fee of ksh.200 for Sacco members and ksh.1200 for non-Sacco supply chain practitioners.
    4. Members who had ceased paying may be re-admitted by paying ksh.600 no refundable re-admission fee.

Claim processing: In the event of death which has been reported, Wanunuzi Sacco shall process the benefits within 48 hours after all documents have been received. The policy shall be for one year.

Application form can be downloaded here or can be requested through

Duly filled application forms should be submitted through